Yellowhammer Investment Group, LLC
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  • Lease Purchase Program
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Why use our Lease Purchase Program?

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Our Program's goal is to provide both Sellers and Buyers an alternative solution for their Real Estate needs. Our Lease Purchase Program is simply a short term lease with a buyer that allows them the time they need to finish getting a few things in order so they can purchase a sellers home. 

In today's market, underwriting guidelines are very strict with numerous overlays.  This causes all sorts of issues with Buyers and in most cases prevents them from buying until they correct  there qualifying shortfalls. 

Our client/buyer works directly with "Local" Certified Mortgage Planners to secure their permanent financing buy working through their qualifying shortfalls so they can buy withing 6-8 months. 

Problems sellers face when selling their home

·         Too many houses to compete with
·         Not enough buyers
·         Have to keep dropping sales price
·         Not much equity

Problems buyers face when buying a home

·         Lending Guidelines tightening up
·         Old or incorrect items on credit report
·         Self Employed and don't show enough income after tax deductions
·         Not enough trade lines


HOW WE HELP SOLVE THESE PROBLEMS

·         We have a fairly small number of houses to choose from, often less than 50
·         We have a large number of people that can’t quite qualify for financing.
·         The price is set.  No need to keep dropping your price!
·         We have credit improvement in place when needed.
·         We are affiliated with Public Savings Bank to help establish trade lines.
·         We have the financing in place through Local Certified Mortgage Planners.
·         You pay us nothing!  No commission!

If you're Buying or Selling and would like to know more about Yellowhammers Lease Option Program, please CALL 251-298-7887 or Email us at leasepurchase@yhigllc.com